Whether purchasing or refinancing an existing loan, you will need to choose from many loan alternatives
- Refinancing or adding a second mortgage?
- Fixed rate or variable?
- Pay loan fees or points?
- Set up an escrow account for taxes and insurance?
- 30 year or 15 year?
- Monthly or bimonthly payments?
We can help you pick the right loan, complete the loan application correctly, and we can make sure you get the best tax results. Did you know that the cash that you take out at the time of refinancing may not be tax deductible? Did you know that you do not need to receive cash and the loan still may be deemed to provide "cash out"?